Letter of Credit
สินเชื่อเพื่อเปิด L/C

ช่วยให้ผู้ซื้อและผู้ขายมั่นใจในการซื้อขายสินค้าระหว่างกัน
เนื่องจากมีตัวกลางในการเป็นผู้รับรองการชำระเงิน

สมัครสินเชื่อ

*กรอกข้อมูลและทราบผลอนุมัติเบื้องต้นทันที

What is a Letter of Credit (L/C)?

A Letter of Credit (L/C) facility is a financial instrument used for international payments for small and medium-sized enterprise (SME) clients who need to import or order goods from abroad. It serves as a payment guarantee, ensuring that the seller receives payment upon delivery of goods, and the buyer receives the goods upon payment.

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คู่มือสินเชื่อเพื่อเปิด L/C

Why use L/C with Lease IT?

Globally Accepted L/C: L/Cs issued by our partner banks are widely recognized and trusted, both domestically and internationally.
Enhanced Transaction Confidence: The L/C confirms your purchase order from our partner bank, giving both buyers and sellers confidence in international trade, as the partner bank guarantees payment.
Assured Document Receipt: Payments via L/C ensure that the buyer receives all necessary documents to claim the goods.
Timely Procurement Management: It helps you manage your purchases or imports to meet deadlines effectively.

Is an L/C a Good Fit for Your Business?

For Newly Established Businesses: A major challenge for startups is securing funding. Newly established companies often face difficulty getting loan approvals from banks due to a lack of operational history. If you're facing this, factoring can be a quick way to access capital. By shortening the time it takes to get paid by your customers, you can free up cash for operations and bypass the complicated and lengthy bank loan process.
For Businesses Aiming to Expand: Even if you manage your cash well and don't have liquidity problems, but have plans for business expansion, factoring can be an excellent option to help you realize your ambitions. It allows you to expand your operations faster and reach your goals more quickly.
For Businesses Needing Reserve Funding: Opening a factoring credit line provides an additional channel to handle urgent cash flow needs. For long-established businesses, whether or not you have a bank credit line and regardless of your cash management, if you need reserve funding for urgent business needs, a factoring credit line is a great solution. Simply having commercial documents like purchase orders or inspection reports allows you to draw cash easily within 24 hours, without complicated procedures. This gives you a reserve fund, so you no longer have to worry when your business needs urgent working capital.

Beyond factoring, if you have a factoring credit line, you can also leverage other Lease IT loan services, such as Project Backup Finance, Bid Bond guarantees, Leasing, or Hire Purchase.

Loan Application Process

Customers' Businesses

Trading Businesses: Buying and selling goods.
Public Utility Systems: Electrical, plumbing, CCTV, and fire protection systems for buildings and factories.
IT Equipment Sales and System Installation.
Event Management: Exhibitions, competitions, trade shows, local tourism events Printing and Packaging Businesses: Marketing media, Point of Sale Materials (POSM).
Media Production: Films, video productions, various programs, websites, applications.
Premium Product Manufacturing and Sales: Apparel, uniforms.
Building and Landscape Management: Cleaning services.
Manufacturing and Sales to Modern Trade: Department stores, leading supermarkets.
Labor Contracting: Staff, housekeepers, security guards.
Medical Equipment Sales and Installation: Professional tools, scientific instruments.
Machinery and Equipment Sales and Installation for Factories.
Transportation and Logistics Businesses.
Food Production and Sales Businesses: Seasoning powders and raw materials for industrial use.
Chemical Sales and Manufacturing.
Various Service Businesses.
Furniture Manufacturing and Sales: Home decor, building and office furnishings.
Construction Contracting: Interior decoration.
Vehicle and Boat Building: Automotive, commercial vehicles.

From a Satisfied Customer Using Our L/C

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Khun Apirak,

Owner of an IT System Installation Business and a Weapons & Explosive Detection (X-RAY) Business

"Because I need to import equipment from abroad, issuing a Letter of Credit with Lease IT helps my business grow and enables my company to install system projects efficiently, meeting international standards. It's fast, comprehensive, and a one-stop solution."

Applicant Qualifications

Legally Registered Business Entities:
- Limited Company (Co., Ltd.)
- Limited Partnership (Ltd., Part.)
- Joint Venture
- Consortium
- Public Company Limited (PLC)
Businesses with Trade Debtors*
- Government Agencies
- State Enterprises
- Large Private Companies

*A trade debtor (or Account Receivable) is a client to whom you've delivered goods or services, and to whom you've extended a payment waiting period (Credit Term), such as 30 or 45 days.

Required Documents

General Company Documents

House Registration (of authorized signatory director)
Identification Card (of authorized signatory director)
Name/Surname Change Certificate of authorized signatory director (if any)
Company Registration Certificate (not older than 3 months)
VAT Registration Certificate (Phor Por 20)
Company Establishment Registration (Bor Or Jor 3)
Memorandum of Association (Bor Or Jor 2)
Shareholder List (Bor Or Jor 5)
Credit Bureau Report of the company and directors (if any)
Company Profile, such as company history and director history (if any)

Documents Showing Company Financial Status and Income

Bank Statements for the past 6 months
Financial Statements for the past 3 years (if established less than 3 years, submit available statements up to the current year)
Phor Por 30 forms for the past 6 months
Summary of Purchase Tax - Sales Tax reports for the past 6 months

Additional Supporting Documents

Examples of past Sales/Installation Contracts or other contracts (e.g., service agreements, copies of purchase orders, receipts)
Examples of new work requiring a loan (e.g., purchase orders, work acceptance forms, billing statements, current contracts)
Sample set of billing documents and collection methods for debtors to be sold, along with debtor registration forms

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Letter of Credit สินเชื่อเพื่อเปิด L/C